Application Process

basic CRITERIA

To qualify for our program and your home loan these are the minimum requirements and expectations.

Baltimore City resident
First-time home owner
Employed
Savings of $2,500
Be available M-TR 9 - 3 during build (aprox. 4 months)
Demonstrate a genuine interest in actively creating community
To qualify for the loan incentive programs we are pursuing, your income is between 30% and 80% of Baltimore City AMI for a single person - currently this is between $21,840 - $54,950
Meet with a financial coach and complete a homeownership counseling class within 60 days

THE APPLICATION PROCESS has 4 phases.

THE APPLICATION PROCESS has 4 phases

1. prescreen Questions

It is important that each applicant meet our basic criteria, please complete our quick Prescreen questionnaire. After that our team will identify how we can best assist you.

Ok, I am ready to take the Prescreen!

PRESCREEN

2. FINANCIAL ASSESSMENT

Purchasing a home is a big deal and we want to ensure that you are financially and mentally ready. During the next step, you will meet with a financial wellbeing coach to review your finances. Please be prepared to provide copies of pay subs, bank statements, and tax documents.

3. APPLICATION + ESSAY

Once your financial eligibility is confirmed, you will complete our full program application. This will include additional personal information such as availability and your tool knowledge.

4. interviews

In conclusion, if you advance to the final phase you will be invited to two separate interviews.
The first 20-minute interview will be with our program manager. She will review your application, provide program specifics and answer questions. If you advance to the second round, you will then be interviewing with the Executive Director and Board Members.

The day to day.
What it’s like to Build Community, Knowledge, and Wealth Together.

Creating community, knowledge, and wealth together.

Organization

Program

This project is supported in part by:

Black Women Build-Baltimore is an equal employer. You do not need to identify as Black or a woman to apply but as a mission-based organization, we center Black women.